How It Works

Easy to Use

The Visa Buxx Card is a reloadable prepaid card that gives students a secure and convenient way to pay for everything in their world. Your student only spends what you fund onto the card.

Students will love Visa Buxx, too.

It's the convenience and freedom of a card, within the limits you know they need. The Visa Buxx Card complements your student's busy life, easily making everyday purchases easy–a movie, school supplies, downloads, or a trip to the mall with friends–without having to always ask for money. Your student will also learn the importance of financial responsibility with their Navy Federal Visa Buxx Card.

Getting Started

Before You Begin Enrollment:

Please be prepared to set aside 15 minutes to complete the enrollment process entirely. For security purposes, the webpage will time out after 15 minutes of inactivity. The application cannot be saved then restarted at a later time.

If you are the parent, please complete the "Create Parent Profile," "Add a Funding Account," "Confirm Enrollment" and "Review and Accept Terms and Conditions" sections. The parent profile will need to be completed before setting up the student card. To set up the student card, please complete the "Select a Card," "Create Student Profile," "Initial Card Value," "Card Maintenance Options" and "Review Order" sections.

Please take a moment to gather the below information before starting the enrollment process. This will ensure a smooth process.

Section 1: The parent will need the following information to enroll online:

  • Parent's Social Security Number (to validate identity)
  • Parent's Navy Federal Debit Card or Navy Federal Visa or Mastercard® credit card* (will be used to fund the card)
  • Parent's date of birth
  • Parent's address
  • Parent's will need to select user name, password and security question for the Buxx website

Section 2: The student will need the following information to enroll online:

  • Student's Social Security Number (to validate identity)
  • Student's date of birth
  • Student's address
  • Student's email address (optional: to receive email alerts)
  • The student (to choose their favorite card design, user name, password and security question for the BUXX website)

*The Visa Buxx Card is initially loaded during the "Add New Student" process by using a Navy Federal Debit Card or Navy Federal Visa or Mastercard credit card.* The initial load amount onto a card can be between $20 and $500. This will be processed as a normal transaction (not a cash advance). Additionally, you will have the option to set up automatic funding to help take the stress out of giving your students cash.


  • Reload Anytime
    Parents can load funds anytime online or over the phone from their Navy Federal Debit Card or Credit Card.*
  • Visa ReadyLink
    Students can add funds, too! Visa ReadyLink is a convenient service that provides a way to add funds to your Visa Buxx Card at thousands of U.S. locations, including 7-Eleven, Safeway and Tom Thumb stores! Visa ReadyLink Locator
  • Family and Friends
    Parents can authorize family and friends to fund the student's Visa Buxx Card for birthdays, graduation, etc. Family and friends must also be Navy Federal members.
  • Cash Access
    Parents can choose weekly cash limits at the ATM and for cash back at participating merchants. ATM Locator
  • Roadside Dispatch
    A pay-per-use roadside assistance program provided especially for Visa Buxx cardholders. The program provides you with security and convenience wherever your travels take you.
  • Purchase Security
    Will replace, repair or fully reimburse you for the amount debited from your Visa Buxx Card of eligible items of personal property purchased with the Visa Buxx Card in the event of theft or damage caused by eligible events.
  • Travel and Emergency Assistance Services
    Will put you in touch with the appropriate emergency services should the need arise.
  • Text Messaging1
    Parents and students can receive free text messages that will update them on card activity such as daily available balances, value load and low balance!
  • Visa Money Transfer
    Your Visa Buxx Card is eligible to receive funds through Visa Money Transfer.
  • Boosts Financial Responsibility
    Teaches students budgeting skills for managing their money today and in the future.

For a full description, view our Visa Buxx Terms and Conditions and FAQs.

1Message and data rates apply. Terms and Conditions are available.


Manage Your Navy Federal Visa Buxx Card On the Go!

The Navy Federal Visa Buxx Card is already a great way for you and your student to manage their money! And now it's even more convenient, with a mobile app that lets parents and students stay up to speed on their accounts anywhere, anytime.

  • Balance and Transaction History
    View your current and available balances.
  • Reload and Request Funds
    Students can request money from their parents by using the "request funds" function. Parents can easily transfer funds using a Navy Federal debit or credit card.*
  • Social Networking
    Share recent purchases on Facebook, Twitter, Google+ and Instagram
  • Locator
    Easily locate the nearest branch, ATM, and Visa ReadyLink location on the go.
  • Manage Your Student's Accounts
    Manage all student accounts on one mobile application.
  • Safe and Secure
    Your personal and account information is always protected, keeping your mobile transactions safe.

Download the app today!

Download fomr the Google Play Store

Download app on Google Play's store

Download the iPhone App

Download app on Apple's app store

Message and data rates may apply. Terms and Conditions are available. iPhone® is a registered trademark of Apple, Inc. AndroidTM is a trademark of Google, Inc. App StoreSM is a service mark of Apple, Inc.

Financial Responsibility

Boost Financial Responsibility

Using a Navy Federal Visa® Buxx Card is a first step, and a big responsibility, for your student. Give them a solid financial foundation by teaching them how to set a budget, build credit, control debt and make saving a priority.

Visit MakingCents to help prepare your student for the real world of managing their finances and using a Navy Federal Visa Buxx Card.


General Information about the Navy Federal Visa Buxx Card

What is a Navy Federal Visa Buxx Card?

Navy Federal Visa Buxx is a prepaid, reloadable Visa card, created especially for students. Navy Federal Visa Buxx makes it easy for parents to teach students how to create a budget, manage money and shop wisely. The card can be used everywhere that accepts Navy Federal Debit Cards—that's millions of locations worldwide. Parents enroll their student and can also monitor their student's spending; they set the spending limits by the prepaid amount loaded on the card.

What are the benefits of a Navy Federal Visa Buxx Card?

The Navy Federal Visa Buxx prepaid card helps put an end to last-minute ATM trips and constant requests for money. With online and automatic loading, combined with parental controls like spending and ATM limits, the Navy Federal Visa Buxx Card makes it easy for you to provide your student with spending money while teaching your student financial responsibility. It enables parents to monitor spending, and it's safer than cash, because Navy Federal protects you and your student if the card is ever lost or stolen. And it gives your student the freedom to use it for anything that accepts Navy Federal Debit Cards. Navy Federal Visa Buxx is perfect for school books, supplies, music, food, and travel, and it's great for peace of mind in case of emergencies.

How do I make purchases at merchant locations with my Navy Federal Visa Buxx Card?

Using the Navy Federal Visa Buxx Card for a purchase is similar to using a debit card. At the time of purchase, select "CREDIT," sign the receipt, and go! Or select "DEBIT" if prompted and enter your Personal Identification Number ("PIN"). In order to select your PIN, click "Sign In" on this website. Then click "Create PIN." If your parent has given you cash access, this is your ATM PIN as well. The Navy Federal Visa Buxx Card may be used for purchases up to the balance remaining on the card; it is not tied to any credit card or line of credit.

View the rest of our Visa Buxx FAQs.

Already have a card? Sign in to view your transactions.

Navy Federal Credit Cards will no longer earn rewards for cash equivalent transactions, such as purchasing, loading or reloading Navy Federal Visa Buxx Cards, Navy Federal GO Prepaid Cards and Navy Federal Visa Gift Cards. Rewards program descriptions will be updated and available on