Navy Federal Credit Union
Navy Federal Credit Union

Savings

Basic Savings

A Basic Savings account comes with your Navy Federal membership and opens the door to our suite of saving products.

  • Competitive rates
  • No monthly service charge

Terms and Conditions

Education Savings

  • Earnings are tax-free if used for education expenses
  • Students may be the beneficiary on more than one ESA—total contributions cannot exceed $2,000
  • Any individual (meeting adjusted gross income requirements) can make a non-deductible contribution

ESA Certificates

  • Minimum purchase amounts of $1,000, $10,000, $20,000, $50,000, and $100,000
  • No maximum purchase amount (excluding special promotions or offers)
  • 3-month to 7-year terms available (longer maturities earn higher dividends)

EasyStartSM ESA Certificates

  • Only $100 to start
  • 12-month term
  • Deposits can be made at any time

Three-Year Variable ESA Certificate

  • $500 minimum deposit
  • Add funds on the 12- and 24-month anniversary dates

Certificate Maturity Instructions
(Non-Account Access Certificate Maturity Instructions)

SaveFirst Account  (Previously Custom Club Account)

Save up for that dream vacation or maybe those holiday gifts. Select any term from three months up to five years.

  • Low $5 minimum deposit
  • Dividends are compounded daily
  • Make deposits to your account at any time
  • Choose your own maturity date
Special Offer: During Youth Week (April 11-18), open a SaveFirst Account
using your child's Access Number, and they'll get $25!*  

Branches & ATMs

Over 55,000 ATMs Worldwide

ATM
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Direct Deposit

Get same-day access to your money.

Direct Deposit
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It's time to save

Start saving today!

House
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*Annual Percentage Yield (APY) 0.60%, effective 4/11/15. $5 minimum deposit required for SaveFirst Account. Penalties for early withdrawal on term share accounts. With a SaveFirst Account, you can make additional deposits to your account at any time and choose your own maturity date between three months and five years. A joint owner (who is 18 or older) is required on the SaveFirst and Campus Checking accounts. Offering rates may change on both accounts. This offer is effective April 11, 2015. Navy Federal reserves the right to end or modify this offer at any time. Only one $25 bonus per member per product when SaveFirst, Visa® Buxx, and/or Campus Checking is established. Only those members who are under the age of 18 and who open a new SaveFirst or Campus Checking account during the promotional period are eligible to receive the $25 bonus. Accounts must be in good standing. The bonus will be credited to the SaveFirst and/or Campus Checking account(s) within 30 days after the account is opened.

  • Mortgages5/5 ARM as low as+
    3.199%APR
  • Auto Loansas low as+
    1.49%APR
  • Certificatesas high as
    3.00%APY
  • Checkingas high as
    0.45%APY
  • Credit Cardsas low as++
    7.99%APR
  • More Rates