Increase Cash by Earning Dividends
Save for big purchases—like a down payment or other major life expense—with one of our certificates that earns guaranteed returns for a set period of time to get you to your goal quicker.
Increase Business Cash by Earning Dividends
Own a small business and want to boost your business cash? From money market savings accounts to certificates, choose from a variety of dividend-earning options to grow your money.
Tools for Your Journey
- Learn how a dedicated savings account can help you be prepared for emergencies.
- Understand what it will take to meet your savings need with our savings goal calculator.
- Build your savings quicker by paying yourself first—make it even simpler with automatic deposits.
Check out our competitive rates on all Navy Federal savings products.Learn More about Savings Rates
Maximize your savings with a Navy Federal certificate. Take a look at our dividend rates to see what you can earn.Learn More about Certificate Rates
Compare Savings Rates
Use this calculator to see how different rates can impact your savings strategy.Learn More about Compare Savings Rates
Rates on variable accounts (e.g., Share Savings, Checking, MMSA) may change after the account is open. This APY is accurate as of 09/22/2023. Fees may reduce earnings.↵