Navy Federal Credit Union
Navy Federal Credit Union

Credit Cards

Browse our cards
cashRewards
As low as
9.65% APR1
$0 Annual Fee1
  • Cash back on purchases2
  • Start redeeming cash back as soon as you earn it2
GORewards
As low as
9.49% APR1
$0 Annual Fee1
  • Redeem points for cash, travel and merchandise2
  • Earn one point per $1 of net purchases2
Flagship
As low as
9.99% APR1
$49 Annual Fee1
nRewards
As low as
8.99% APR1
$0 Annual Fee1
  • Earn Reward Points2
  • Earn one point per $1 of net purchases2
Platinum
As low as
7.99% APR1
$0 Annual Fee1
  • Single or joint account, authorized users
nRewards Secured
As low as
8.99% APR1
$0 Annual Fee1
  • Build or repair credit while still earning points2
  • Named one of the Best Secured Credit Cards by credit.com
cashRewards
1.5% cash back on purchases!2
<em>cash</em>Rewards
1.5% cash back on purchases!2
Great card! Great Credit Union! Great customer service! The Auto Insurance feature when renting cars, which I do frequently, is just wonderful.
— Member Review
Rewards2
  • 1.5% cash back on purchases
  • Start redeeming cash back as soon as you earn it
  • No minimum required

Annual Fee: $01

GO Rewards
Earn points on purchases with no fee;1 redeem for cash, travel and merchandise.2
Go Rewards
Earn points on purchases with no fee;1 redeem for cash, travel and merchandise.2
They gave me a chance with a higher credit limit than anyone and I will forever be a member with NFCU!
— Member Review
Rewards2
  • Earn one point with each $1 of net purchases
  • Redeem for cash, travel and merchandise

Annual Fee: $01

Visa Signature®
Premier travel rewards card. Earn two points for each $1 of net purchases.2
Visa Signature®
Premier travel rewards card. Earn two points for each $1 of net purchases.2
It is easy to redeem travel flight rewards, and it is great to have no foreign transaction fees.1
— Member Review
Rewards2
  • Earn two points with each $1 of net purchases
  • Rewards up to 2% return on each net dollar spent

Annual Fee: $491

nRewards
Earn reward points on purchases; redeem for merchandise and gift certificates.2
nRewards
Earn reward points on purchases; redeem for merchandise and gift certificates.2
I love my nRewards card. I use it any and everywhere I go without any hassle.
— Member Review
Rewards2
  • Earn one point with each $1 of net purchases
  • Rewards up to 1% return on each net dollar spent

Annual Fee: $01

Platinum
Save money with rates as low as 7.99% APR1
Platinum
Save money with rates as low as 7.99% APR1
Excellent card! Awesome benefits! As always great customer service from NFCU!
— Member Review
Annual Fee:
$01

nRewards Secured
Build your credit while earning rewards on purchases.2
nRewards Secured
Build your credit while earning rewards on purchases.2
I would recommend it to anyone who needs a secured card as long as they were eligible.
— Member Review
Rewards2
  • Earn one point with each $1 of net purchases
  • Rewards up to 1% return on each net dollar spent

Annual Fee: $01

 
APR
As Low As
Annual Fee
Rewards2
Cardholders
Foreign Transaction Fees
Balance
Transfer Fee
 
9.65% APR
$0
1.5% cash back on purchases
Single or joint account, authorized users
Up to 1%
none
9.49% APR
$0
Redeem points for cash, travel, gift cards and merchandise
Single or joint account, authorized users
none
none
9.99% APR
$49
Premier rewards, exclusive offers, superior travel rewards
Single or joint account, authorized users
none
none
8.99% APR
$0
Redeem points for cash and merchandise
Single or joint account, authorized users
Up to 1%
none
7.99% APR
$0
Single or joint account, authorized users
Up to 1%
none
8.99% APR
$0
Build or repair credit while still earning points
Single or joint account, authorized users
Up to 1%
none
Included with all Navy Federal credit cards
Features
  • Easy payment options
  • 24-hour online Account Access
  • Low interest rates
  • No balance transfer fees1
  • Outstanding rewards programs
  • Now featuring chip technology
Protection
  • We protect you from unauthorized purchases with the Navy Federal Zero Liability policy
  • We notify you of unusual activity and protect you from credit card fraud
  • You have the choice of three affordable optional Payment Protection Plans
Already a Card Member?

Whether you want to increase your credit line or just view a disclosure, our resources can help.

Request My Credit Card Disclosure

Redeem My Reward Points

Increase My Credit Line

Transfer Your Credit Card Balance

Upgrade to a Credit Card with Chip

 

Make your wallet mobile with
Apple Pay.

 

Earn more rewards by shopping with your Navy Federal credit card at Member Mall.

 

Redeem your Navy Federal credit card rewards.

 

Visa Checkout makes paying
online easy.

Your quick, simple and secure
way to shop online.

1Click Credit Card Rates for details. Program excludes Navy Federal Business and Home EquityLine Visa Platinum credit cards and Navy Federal Debit Cards.

2Earn rewards on eligible net purchases. “Net purchases” means the sum of your eligible purchase transactions minus returns and refunds. Eligible purchase transactions do not include, and rewards are not earned for, Navy Federal cash equivalent transactions, such as the purchase, loading, or re-loading of Navy Federal prepaid and gift cards (e.g., Navy Federal gift cards, Visa® Buxx Cards, GO Prepaid Cards).

Apple®, the Apple logo, iPhone®, and iSight® are trademarks of Apple, Inc., registered in the U.S. and other countries. Apple PayTM is a trademark of Apple, Inc.

MasterPass is a trademark of MasterCard International Incorporated.

  • Mortgages5/5 ARM as low as+
    3.280%APR
  • Auto Loansas low as+
    1.49%APR
  • Certificatesas high as
    3.00%APY
  • Checkingas high as
    0.45%APY
  • Credit Cardsas low as++
    7.99%APR
  • More Rates