Navy Federal Credit Union

Credit Cards

Browse Our Cards

Cards

Rates

Fees

Benefits

cashRewards
Variable APR between

9.90% - 18.0%1

[Terms & Conditions]
  • No annual fee
  • No balance transfer fee
  • No cash advance fee
  • No foreign transaction fee
GO Rewards
Variable APR between

9.74% - 18.0%1

[Terms & Conditions]
  • No annual fee
  • No balance transfer fee
  • No cash advance fee
  • No foreign transaction fee
  • 3 points on restaurants, 2 points on gas and 1 point on everything else
  • Redeem points for cash, travel, gift cards and merchandise
  • Available in MasterCard® and Visa®

  • See Rewards Terms & Conditions
Flagship
Variable APR between

10.24% - 18.0%1

[Terms & Conditions]
  • $49 annual fee
  • No balance transfer fee
  • No cash advance fee
  • No foreign transaction fee
nRewards
Variable APR between

9.24% - 18.0%1

[Terms & Conditions]
  • No annual fee
  • No balance transfer fee
  • No cash advance fee
  • No foreign transaction fee
Platinum
Variable APR between

8.24% - 18.0%1

[Terms & Conditions]
  • No annual fee
  • No balance transfer fee
  • No cash advance fee
  • No foreign transaction fee
  • Best interest rate of all our cards
  • Earn statement credits through Member Mall®2
  • Available in MasterCard and Visa
nRewards Secured
Variable APR between

9.24% - 18.0%1

[Terms & Conditions]
  • No annual fee
  • No balance transfer fee
  • No cash advance fee
  • No foreign transaction fee
  • Earn one point per $1 of net
    purchases to redeem for gift cards
    and merchandise
  • Build or repair credit
  • Available in MasterCard and Visa

  • See Rewards Terms & Conditions
 
Variable
APR Between1
Annual Fee1
Rewards
Foreign Transaction Fees1
Balance
Transfer Fee1
Benefits
 
9.90% - 18%APR
$0
1.5% cash back on purchases
none
none
9.74% - 18%APR
$0
3 points on restaurants, 2 points on gas and 1 point on everything else
none
none
10.24% - 18%APR
$49
Earn two points per $1 of net purchases
none
none
9.24% - 18%APR
$0
Earn one point per $1 of net purchases to redeem for gift cards and merchandise
none
none
8.24% - 18%APR
$0
none
none
 
9.24% - 18%APR
$0
Earn one point per $1 of net purchases to redeem for gift cards and merchandise
none
none
Included with All Navy Federal Credit Cards
Features
  • Easy payment options
  • 24-hour online Account Access
  • No balance transfer fees1
  • Chip technology
Protection
  • We protect you from unauthorized purchases with the Navy Federal Zero Liability policy
  • We notify you of unusual activity and protect you from credit card fraud
  • You have the choice of three affordable optional Payment Protection Plans

Already Have a Card?

 

Earn more rewards by shopping with your Navy Federal credit card at Member Mall.

 

Redeem your Navy Federal credit card rewards.

 

Simplify how you shop both
in-store and online.

 

Shop with your Navy Federal credit card at participating merchants. Get discounts.
It's that easy.

1View Credit Card Rates, Fees and Other Cost Information.

2Program excludes Navy Federal Business and Home Equity Line Visa Platinum credit cards and Navy Federal Debit Cards.

MasterPass is a trademark of MasterCard International Incorporated.

  • Mortgages5/5 ARM as low as+
    3.118%APR
  • Auto Loansas low as+
    1.79%APR
  • Certificatesas high as
    3.00%APY
  • Checkingas high as
    0.45%APY
  • Credit Cardsas low as++
    8.24%APR
  • More Rates