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Benefits

Variable APR between

11.4% - 18.0%1

[Terms & Conditions]
  • No annual fee
  • No balance transfer fee
  • No cash advance fee
  • No foreign transaction fee
  • Earn 1.5% cash back on purchases
  • Redeem cash back as soon as you earn it—cash rewards never expire
Variable APR between

11.4% - 18.0%1

[Terms & Conditions]
  • No annual fee
  • No balance transfer fee
  • No cash advance fee
  • No foreign transaction fee
  • 3 points at supermarkets, 3 points at gas stations, 2 points at restaurants and 1 point on everything else
  • Redeem points for cash, travel, gift cards and merchandise
Variable APR between

11.74% - 18.0%1

[Terms & Conditions]
  • $49 annual fee
  • No balance transfer fee
  • No cash advance fee
  • No foreign transaction fee
  • Earn 2X the points per purchase
  • Redeem points for cash, travel, gift cards and merchandise
Variable APR between

10.74% - 18.0%1

[Terms & Conditions]
  • No annual fee
  • No balance transfer fee
  • No cash advance fee
  • No foreign transaction fee
  • 3 points on restaurants, 2 points on gas and 1 point on everything else
  • Redeem points for cash, travel, gift cards and merchandise
  • See Rewards Terms & Conditions for Mastercard® or Visa®
Variable APR between

7.74% - 18.0%1

[Terms & Conditions]
  • No annual fee
  • No balance transfer fee
  • No cash advance fee
  • No foreign transaction fee
  • Best interest rate of all our cards
  • Earn statement credits through Member Mall®2
  • Available in Mastercard and Visa
Variable APR between

10.74% - 18.0%1

[Terms & Conditions]
  • No annual fee
  • No balance transfer fee
  • No cash advance fee
  • No foreign transaction fee
  • Earn one point per $1 of net purchases to redeem points for gift cards, merchandise and cash back.
  • Build or repair credit
  • Available in Mastercard and Visa

  • See Rewards Terms & Conditions
 
Variable
APR Between1
Annual Fee1
Rewards
Foreign Transaction Fees1
Balance
Transfer Fee1
Benefits
 
11.4% - 18.0%APR
$0
1.5% cash back on purchases
none
none
10.74% - 18.0%APR
$0
3 points on restaurants, 2 points on gas and 1 point on everything else
none
none
11.74% - 18.0%APR
$49
Earn two points per $1 of net purchases
none
none
7.74% - 18.0%APR
$0
none
none
 
10.74% - 18.0%APR
$0
Earn one point per $1 of net purchases to redeem for gift cards and merchandise
none
none
Included With All Navy Federal Credit Cards
Features
  • Easy payment options
  • 24-hour online banking
  • No balance transfer fees1
  • Chip technology
Protection
  • We protect you from unauthorized transactions with the Navy Federal Zero Liability policy
  • We notify you of unusual activity in order to help protect you from fraud on your account

Already Have a Card?

 

Earn more rewards by shopping with your Navy Federal credit card at Member Mall.

 

Redeem your Navy Federal Credit Card rewards.

 

Simplify how you shop both
in-store and online.

 

Shop with your Navy Federal Credit Card at participating merchants. Get discounts.
It's that easy.


The Navy Federal More Rewards American Express® Card is issued and administered by Navy Federal Credit Union. American Express is a federally registered service mark of American Express and is used by the issuer pursuant to a license.

1View Credit Card Rates, Fees and Other Cost Information.

2Program excludes Navy Federal Business and Home Equity Line Visa Platinum credit cards and Navy Federal Debit Cards.

MasterPass is a trademark of Mastercard International Incorporated.