Navy Federal Credit Union
Navy Federal Credit Union

Credit Cards

Browse our cards
cashRewards
1.5% cash back on every purchase!
cashRewards
1.5% cash back on every purchase!
Great card! Great Credit Union! Great customer service! The Auto Insurance feature when renting cars, which I do frequently, is just wonderful.
— Member Review
Rewards
  • 1.5% cash back on all purchases
  • Start redeeming cash back as soon as you earn it
  • No minimum required

Annual Fee: $0*

4.7 / 5 4.7 / 5
goRewards
Earn points with every purchase with no fee;* redeem for cash, travel and merchandise.
goRewards
Earn points with every purchase with no fee;* redeem for cash, travel and merchandise.
They gave me a chance with a higher credit limit than anyone and i will forever be a member with NFCU!
— Member Review
Rewards
  • Earn one point with every $1 of net purchases
  • Redeem for travel, cash, gift cards, or merchandise

Annual Fee: $0*

4.5 / 5 4.5 / 5
Visa Signature®
Premier travel rewards card. Earn two points for every dollar.
Visa Signature®
Premier travel rewards card. Earn two points for every dollar.
It is easy to redeem travel flight rewards, and it is great to have no foreign transaction fees.*
— Member Review
Rewards
  • Earn two points with every $1 of net purchases
  • Rewards up to 2% return on each dollar spent

Annual Fee: $49*

4.3 / 5 4.3 / 5
nRewards
Earn reward points with every purchase; redeem for merchandise and gift certificates.
nRewards
Earn reward points with every purchase; redeem for merchandise and gift certificates.
I love my nRewards card. I use it any and everywhere I go without any hassle.
— Member Review
Rewards
  • Earn one point with every $1 of net purchases
  • Rewards up to 1% return on each dollar spent

Annual Fee: $0*

4.3 / 5 4.3 / 5
Platinum
Save money with rates as low as 7.99% APR2
Platinum
Save money with rates as low as 7.99% APR2
Excellent card! Awesome benefits! As always great customer service from NFCU!
— Member Review
Annual Fee:
$0*

4.6 / 5 4.6 / 5
nRewards Secured
Build your credit while earning rewards on every purchase.
nRewards Secured
Build your credit while earning rewards on every purchase.
I would recommend it to anyone who needs a secured card as long as they were eligible.
— Member Review
Rewards:
  • Earn one point with every $1 of net purchases
  • Rewards up to 1% return on each dollar spent

Annual Fee: $0*

4.7 / 5 4.7 / 5
cashRewards
As low as
9.65% APR
$0 Annual Fee
  • Cash back on all purchases
  • Start redeeming cash back as soon as you earn it
goRewards
As low as
9.49% APR
$0 Annual Fee
  • Redeem points for cash, gift cards, and merchandise
  • Earn one point per dollar spent
Flagship
As low as
9.99% APR
$49 Annual Fee
nRewards
As low as
8.99% APR
$0 Annual Fee
  • Earn Reward Points
  • Earn one point with every $1 of net purchases
Platinum
As low as
7.99% APR2
$0 Annual Fee
  • Single or joint account, authorized users
nRewards Secured
As low as
8.99% APR
$0 Annual Fee
  • Build or repair credit while still earning points
  • Named one of the Best Secured Credit Cards by credit.com
 
APR
As Low As
Annual Fee
Rewards
Cardholders
Grace Period on Purchases
Balance
Transfer Fee
 
9.65% APR
$0
Cash back on all purchases
Single or joint account, authorized users
25 Days
none
9.49% APR
$0
Redeem points for cash, gift cards, and merchandise
Single or joint account, authorized users
25 Days
none
9.99% APR
$49
Premier rewards, exclusive offers, superior travel rewards
Single or joint account, authorized users
25 Days
none
8.99% APR
$0
Redeem points for gift cards and merchandise
Single or joint account, authorized users
25 Days
none
7.99% APR2
$0
Single or joint account, authorized users
25 Days
none
8.99% APR
$0
Build or repair credit while still earning points
Single or joint account, authorized users
25 Days
none
Included with all Navy Federal Credit Cards
Features
  • Easy payment options
  • 24-hour online Account Access
  • Low interest rates
  • No balance transfer fees2
  • Outstanding rewards programs
Protection
  • We protect you from unauthorized purchases with the Navy Federal Zero Liability policy
  • We notify you of unusual activity and protect you from credit card fraud
  • You have the choice of three affordable optional Payment Protection Plans
Already a Card Member?

Whether you want to increase your credit line or just view a disclosure, our resources can help.

Request My Credit Card Disclosure

Redeem My Reward Points

Increase My Credit Line

Transfer Your Credit Card Balance

Make your wallet mobile with
Apple Pay™.

Earn more rewards by shopping with your Navy Federal credit card at Member Mall.

Redeem your Navy Federal credit card rewards.

Visa Checkout makes paying
online easy.

*Click Credit Card Rates for details. Apple®, the Apple logo, iPhone®, and iSight® are trademarks of Apple, Inc., registered in the U.S. and other countries. Apple PayTM is a trademark of Apple, Inc.

1Program excludes Navy Federal Business and Home EquityLine Visa® Platinum credit cards and Visa Debit Cards.

  • Mortgages5/5 ARM as low as+
    3.361%APR
  • Auto Loansas low as+
    1.49%APR
  • Certificatesas high as
    3.00%APY
  • Checkingas high as
    0.45%APY
  • Credit Cardsas low as++
    7.99%APR
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