Navy Federal Credit Union
Navy Federal Credit Union

Credit Cards

Browse our cards
cashRewards
Up to 1.5% cash back on every purchase!1
cashRewards
Up to 1.5% cash back on every purchase!1
Great card! Great Credit Union! Great customer service! The Auto Insurance feature when renting cars, which I do frequently, is just wonderful.
— Member Review
Rewards
  • Get up to 1.5% cash back on all purchases
  • Start redeeming cash back as soon as you earn it
  • No minimum required

Annual Fee: $02

4.7 / 5 4.7 / 5
goRewards
Earn points with every purchase with no fee; redeem for cash, travel, and merchandise.
goRewards
Earn points with every purchase with no fee; redeem for cash, travel, and merchandise.
They gave me a chance with a higher credt limit than anyone and i will forever be a member with NFCU!
— Member Review
Rewards
  • Earn one point with every $1 of net purchases
  • Redeem for travel, cash, gift cards, or merchandise

Annual Fee: $02

4.5 / 5 4.5 / 5
Visa Signature®
Premier travel rewards card. Earn two points for every dollar.
Visa Signature®
Premier travel rewards card. Earn two points for every dollar.
It is easy to redeem travel flight rewards, and it is great to have no foreign transaction fees.
— Member Review
Rewards
  • Earn two points with every $1 of net purchases
  • Rewards up to 2% return on each dollar spent

Annual Fee: $492

4.3 / 5 4.3 / 5
nRewards
Earn reward points with every purchase; redeem for merchandise and gift certificates.
nRewards
Earn reward points with every purchase; redeem for merchandise and gift certificates.
I love my nRewards card. I use it any and everywhere I go without any hassle.
— Member Review
Rewards
  • Earn one point with every $1 of net purchases
  • Rewards up to 1% return on each dollar spent

Annual Fee: $02

4.4 / 5 4.4 / 5
Platinum
Save money with rates as low as 7.99%
Platinum
Save money with rates as low as 7.99%
Excellent card! Awesome benefits! As always great customer service from NFCU!
— Member Review
Annual Fee:
$02

4.6 / 5 4.6 / 5
nRewards Secured
Build your credit while earning rewards on every purchase.
nRewards Secured
Build your credit while earning rewards on every purchase.
I would recommend it to anyone who needs a secured card as long as they were eligible.
— Member Review
Rewards:
  • Earn one point with every $1 of net purchases
  • Rewards up to 1% return on each dollar spent

Annual Fee: $02

4.7 / 5 4.7 / 5
cashRewards
As low as
9.65% APR
$0 Annual Fee
  • Cash back on all purchases1
  • Start redeeming cash back as soon as you earn it
goRewards
As low as
9.49% APR
$0 Annual Fee
  • Redeem points for cash, gift cards, and merchandise
  • Earn one point per dollar spent
Flagship
As low as
9.99% APR
$49 Annual Fee
nRewards
As low as
8.99% APR
$0 Annual Fee
  • Earn Reward Points
  • Earn one point with every $1 of net purchases
Platinum
As low as
7.99% APR
$0 Annual Fee
nRewards Secured
As low as
8.99% APR
$0 Annual Fee
  • Build or repair credit while still earning points
  • Named one of the Best Secured Credit Cards by credit.com
 
APR
As Low As
Annual Fee
Rewards
Cardholders
Grace Period on Purchases
Balance
Transfer Fee
 
9.65% APR
$0
Cash back on all purchases1
Single or joint account, authorized users
25 Days
none
9.49% APR
$0
Redeem points for cash, gift cards, and merchandise
Single or joint account, authorized users
25 Days
none
9.99% APR
$49
Premier rewards, exclusive offers, superior travel rewards
Single or joint account, authorized users
25 Days
none
8.99% APR
$0
Redeem points for gift cards and merchandise
Single or joint account, authorized users
25 Days
none
7.99% APR
$0
Single or joint account, authorized users
25 Days
none
8.99% APR
$0
Build or repair credit while still earning points
Single or joint account, authorized users
25 Days
none
Included with all Navy Federal Credit Cards
Features
  • Easy payment options
  • 24-hour online Account Access
  • Low interest rates
  • No balance transfer fees
  • Outstanding rewards programs
Protection
  • We protect you from unauthorized purchases with the Navy Federal Zero Liability policy
  • We notify you of unusual activity and protect you from credit card fraud
  • You have the choice of three affordable optional Payment Protection Plans
Already a Card Member?

Whether you want to increase your credit line or just view a disclosure, our resources can help.

Request My Credit Card Disclosure

Redeem My Reward Points

Increase My Credit Line

Transfer Your Credit Card Balance

V.Me

V.me makes paying online easy.
Learn more.

1Earn 1.5% cash back on net purchases of $10,000.01 and greater, or 1.0% cash back on net purchases up to $10,000.00 within the 12-month period, beginning on the date your account is opened, and each succeeding year.

2Click Credit Card Rates for details.

  • Mortgages5/5 ARM as low as+
    3.484%APR
  • Auto Loansas low as+
    1.49%APR
  • Certificatesas high as
    3.00%APY
  • Checkingas high as
    0.45%APY
  • Credit Cardsas low as++
    7.99%APR
  • More Rates